Personal Finance 5e

For introductory Personal Finance course This title is a Pearson Global Edition. The Editorial team at Pearson has worked closely with educators around the world to include content which is especially relevant to students outside the United States. Through the presentation of the Ten Fundamental Principles of Personal Finance, this text empowers students with the knowledge they need to successfully make and carry out a plan for their own financial future. The fifth edition has been substantially revised to reflect current changes in the financial environment, and student learning styles, while building upon the same basic logic and fundamental principles of personal finance. This edition has been streamlined to focus on the "need to know" foundations of personal finance with a greater emphasis on visual examples in the form of flow charts, pie charts, and bar graphs.PART 1. FINANCIAL PLANNING Chapter 1. The Financial Planning Process Chapter 2. Measuring Your Financial Health and Making a Plan Chapter 3. Understanding and Appreciating the Time Value of Money Chapter 4. Tax Planning and Strategies PART 2. MANAGING YOUR MONEY Chapter 5. Cash or Liquid Asset Management Chapter 6. Using Credit Cards: The Role of Open Credit Chapter 7. Using Consumer Loans: The Role of Planned Borrowing Chapter 8. The Home and Automobile Decision PART 3. PROTECTING YOURSELF WITH INSRUANCE Chapter 9. Life and Health Insurance Chapter 10. Property and Liability Insurance PART 4. MANAGING YOUR INVESTMENTS Chapter 11. Investment Basics Chapter 12. Securities Markets Chapter 13. Investing in Stocks Chapter 14. Investing in Bonds and Other Alternatives Chapter 15. Mutual Funds: An Easy Way to Diversify PART 5. LIFE CYCLE ISSUES Chapter 16. Retirement Planning Chapter 17. Estate Planning: Saving Your Heirs Money and Headaches Chapter 18. Fitting the Pieces Together Appendix A: Compound Sum of $1 Appendix B: Present Value of $1 Appendix C: Compound Sum of an Annuity of $1 for n Periods Appendix D: Present Value of an Annuity of $1 for n Persiods Appendix E: Monthly Installment Loan Tables